Plan a fixed monthly income from a lump-sum investment, a Systematic Withdrawal Plan, and see what is left at the end.
Enter an amount between ₹10,000 and ₹1,00,00,000.
Enter an amount between ₹500 and ₹10,00,000.
Enter a rate between 1% and 30%.
Enter a period between 1 and 30 years.
warning
"An SWP turns a lump sum into a steady monthly income, while the money you have not withdrawn keeps growing."
— How an SWP works
Bnext = (B − W) × (1 + i)
W is withdrawn at the start of each month, then the balance grows at the monthly rate i = r / 12
An SWP pays out a fixed amount every month from your investment, which suits retirees and planned expenses.
Whatever you have not withdrawn stays invested and keeps earning returns for the rest of the period.
If you withdraw more each month than the investment earns, it shrinks and can run out. Lower the withdrawal to see it last.
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