1. Introduction

Welcome to the National Finance Olympiad's Books platform ("Platform"). By accessing or using our Platform, you agree to comply with and be bound by the following terms and conditions ("Terms"). Please read them carefully.

2. Definitions

• "Platform": Refers to our website where products are listed and sold.

• "User" or "You": Any individual accessing or using the Platform.

• "Products": Study materials and related items offered for sale on the Platform.

3. Use of the Platform

• Eligibility: Users must be at least 18 years old or access the Platform under the supervision of a legal guardian.

• Account Creation: Users may need to create an account, ensuring all information provided is accurate and up-to-date.

• Prohibited Activities: Users agree not to:

  • Violate any laws or regulations.

  • Infringe upon our intellectual property rights.

  • Upload harmful or malicious content.

  • Engage in fraudulent activities.

4. Background

This document is an electronic record in terms of: (i) Information Technology Act, 2000; (ii) the rules framed thereunder as applicable; and (iii) the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

This document is published in accordance with the provisions of Information Technology Act, 2000 and the rules made thereunder that require publishing the rules and regulations, privacy policy, and terms of use for access or usage of our Platform www.nationalfinanceolympiad.com ("Website") and the application [Streak] ("Application"). For the purposes of this Terms of Use document, Website and the Application shall be collectively referred to as "Platform."

The Platform is owned, registered, and operated by “Pockvue Solutions Private Limited” ("Company"), a private limited company, incorporated under the provisions of the Companies Act, 2013 and having its registered office at C-111, Trinity Towers, DLF City Phase 5, Gurugram, Haryana – 122002.

These terms of use ("Terms of Use") read along with the Privacy Policy constitute a legal and binding agreement between you and the Company and govern your use of the Platform and Services (as defined below) provided through the Platform. By using or visiting the Platform, or by using any content or information provided as part of the Platform/Services, you shall be deemed to have read, understood, and accepted to be bound by these Terms of Use.

For the purpose of these Terms of Use, wherever the context so requires "you", "your", or "user" shall mean any natural or legal person who uses the Platform for availing the Services. The term "we", "us", "our" shall mean the Company.

We reserve the right to make changes to these Terms of Use at any time. Any such modifications will become effective immediately upon posting to the Platform, and your continued use of the Platform, and/or the Services constitutes your agreement to such modifications. You agree to periodically review the current version of these Terms of Use as posted on the Platform.

5. Fraud and Improper Conduct

You may only access the Platform for availing the Services that are offered by us. You are solely responsible for the knowledge of and adherence to any and all laws, rules, and regulations pertaining to your use of the Services. You agree that you will not in any way:

2.1 Interfere with the ability of others to access or use the Platform and the Services. 2.2 Disrupt the normal flow of communication or otherwise act in a manner that adversely affects other users’ ability to use the Platform or the Services. 2.3 Claim a relationship with or to speak for any individual, business, association, institution, or other organization for which you are not authorized to claim such a relationship. 2.4 Interfere with or disrupt the Services or servers or networks connected to the Services, or disobey any requirements, procedures, policies, or regulations of networks connected to the Services. 2.5 Upload or use the Service to transfer any content or other material that contains or constitutes viruses, trojan or other code with malicious, disruptive, and/or destructive features. 2.6 Attempt to gain unauthorized access to any hardware or software system, or networks associated with the Services, or obtain any services or information not intentionally made available to you by us on or through the Services. 2.7 Attempt to gain unauthorized access to the account of any other user or entity, or otherwise interfere with any other user’s or entity’s use of the Services.

6. Orders and Payments

• Product Listings: We strive to provide accurate product descriptions but do not warrant that all information is error-free.

• Pricing: All prices are listed in INR and are subject to change without notice.

• Order Acceptance: We reserve the right to refuse or cancel any order for reasons including product availability, errors in pricing, or suspicion of fraudulent activity.

• Payment Methods: We accept various payment methods as indicated on the Platform.

7. Shipping and Delivery

• Shipping Policy: Orders are processed and shipped within [X] business days. Delivery times may vary based on location.

• Shipping Charges: Applicable shipping charges will be displayed at checkout.

• International Shipping: Currently, we [do/do not] offer international shipping.

8. Returns, Refunds, and Cancellations

• Return Policy: Please refer to our Return, Refund & Cancellation Policy for detailed information.

• Refunds: Refunds will be processed as per the conditions outlined in our Return, Refund & Cancellation Policy.

• Order Cancellations: Orders cancellation will be processed as per the conditions outlined in our Return, Refund & Cancellation Policy.

9. Intellectual Property

• Ownership: All content on the Platform, including text, graphics, logos, and images, is our property or the property of our licensors.

• Restrictions: Users may not reproduce, distribute, or exploit any content without our prior written consent.

10. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from the use of our Platform or products. Our total liability is limited to the amount paid by you for the product in question.

11. Privacy Policy

Your use of the Platform is also governed by our Privacy Policy, which can be found here.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Gurugram.

13. Changes to the Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Platform. Your continued use constitutes acceptance of the revised Terms.

14. Limitation and Disclaimer of Warranty

The Platform, the Services, and each portion thereof are provided "as is" without warranties of any kind either express or implied. To the fullest extent possible pursuant to Applicable Laws of India, we disclaim all warranties, express or implied, with respect to the Platform, the Services, and each portion thereof, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or other violation of rights.

15. Indemnification

You agree to indemnify, defend, and hold harmless the Company, and our affiliates, officers, partners, employees, consultants, and representatives, from and against all losses, expenses, damages, costs, claims, and demands, including reasonable attorney’s fees and related costs and expenses, due to or arising out of: (a) your failure to comply with these Terms of Use; or (b) where any information you submit, email, or otherwise transmit to us violates third-party rights or Applicable Laws.

16. Force Majeure

We shall not be held liable for any delay or failure in performance caused by circumstances beyond our reasonable control. Such circumstances include, but are not limited to, acts of God, natural disasters, internet or telecommunication failures, power outages, government actions, strikes, pandemics, civil disturbances, or other events of a similar nature.

In the event of force majeure, we will take reasonable efforts to resume services promptly. However, delays may occur, and the affected obligations will be suspended for the duration of the event.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable under applicable law, the invalid provision shall be deemed to be replaced with a valid and enforceable provision that reflects the original intent. The remaining provisions of these Terms shall continue in full force and effect.

18. Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.

Any disputes arising out of or relating to these Terms, the Platform, or the Services shall be resolved through arbitration under the Indian Arbitration and Conciliation Act, 1996. The arbitration shall take place in Gurugram, India, and shall be conducted in English.

The courts in Gurugram, Haryana, shall have exclusive jurisdiction for any matters not resolved through arbitration.

19. Grievance Officer

In compliance with the Information Technology Act, 2000, and the rules framed thereunder, we have appointed a Grievance Officer to address your concerns. You may contact the Grievance Officer for issues related to these Terms, our Privacy Policy, or the use of the Platform and Services.

Grievance Officer Contact Details:
support@nationalfinanceolympiad.com

Last updated: 01/01/2025