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Learn the basics of budgeting and making smart choices.
Explore how banks help people keep money safe.
Get introduced to digital money and safe payment habits.
Develop confidence in handling money and making simple decisions.
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Meaning and use of money
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Recognising coins and notes
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Everyday uses of money
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Helpful work as value and reward
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Gifts vs earned money
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Meaning of spending
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Needs and wants
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Making smart spending choices
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Importance of saving
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Tools for saving – piggy banks and jars
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Saving regularly to reach goals
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Small savings add up
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Defining goals
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Saving consistently toward a goal
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Patience and planning for rewards
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Planning spending within limits
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Making choices when money is limited
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Comparing and deciding between options
07.Bank Accounts
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Banks as safe places for money
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Deposits and withdrawals
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Piggy banks vs real banks
08. Digital Money & Money Safety
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Paying digitally without cash
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Adult guidance in online payments
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Staying safe while using money online
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Importance of careful digital use
Teacher, Christ Church School, Mumbai
Chetan Anand (Parent), Bengaluru
Yuvnath B (Student), Bengaluru
Naysa Puri (Student), Delhi
More about the
National Finance Olmypiad:
The National Finance Olympiad (NFO) is India’s leading platform dedicated to nurturing financial literacy among students through interactive and practical learning. With expert-designed guidebooks and engaging competitions, NFO makes mastering money skills an exciting journey.
Founded by a passionate team of educators and financial professionals, NFO has worked with 500+ Schools & empowered thousands of students across the country to become financially aware and confident decision-makers.
Our mission is to inspire the next generation to build a financially secure future by making personal finance education accessible, relevant, and fun.
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Reeju Datta
Cofounder, Cashfree
" Understanding finance isn't just about balancing budgets; it's about mastering - opportunity, risk, and innovation. Initiatives like the National Finance Olympiad are instrumental in cultivating this essential skill set "
Soumya Kanti Purkayastha
Ex-CBO Aakash Educational Services
" Cultivating financial literacy among the youth is paramount for their future success. The NFO is equipping them with the tools they need to navigate the complexities of finance & build a secure future "
Professor Sankarshan Basu
Finance Professor, IIM Bangalore
" By instilling finance and Integrating practical financial education as a skill early on, we are equipping them with the knowledge to preserve their wealth & to create opportunities to create wealth "
