01
02
01
02
03
04
05
Explore how digital money works
06
See what banks do for us
07
Make a budget that actually helps
08
Set easily attainable goals
09
Watch the savings grow
10
Build confidence around money
01
What money does: exchange, save, measure
02
How money looks around the world
03
Indian rupees, notes and coins
03
Indian rupees, notes and coins
01
02
03
Earning vs. receiving money
04
Valuing effort and the joy of earning
01
Needs vs. wants in daily spending
02
Tracking expenses with charts or tables
03
Prioritising spending when money is limited
01
Setting saving goals with purpose
02
How saving helps reach future goals
03
Tracking savings with simple tools
04
The role of discipline and patience in saving
01
Budgeting: planning money in and out
02
Creating simple income-expense-saving budgets
03
Making trade-offs with limited money
01
How banks keep money safe
02
Piggy banks vs. real banks
03
Deposits and withdrawals explained
07.Digital Money
01
Types of digital payment tools
02
How QR codes, UPI, and wallets work
03
Safety rules: passwords and asking for help
08. From Saving to Growing (Safe Investing)
01
Money grows when saved wisely
02
What FDs and RDs are
03
Storing vs. growing money
04
Benefits of long-term saving
09. Money Mindset (Safe Investing)
01
Reflecting on personal money habits
02
Building confidence with money
03
Celebrating small financial wins
04
Money as choices and values
Teacher, Christ Church School, Mumbai
Chetan Anand (Parent), Bengaluru
Yuvnath B (Student), Bengaluru
Naysa Puri (Student), Delhi


More about the
National Finance Olmypiad:
The National Finance Olympiad (NFO) is India’s leading platform dedicated to nurturing financial literacy among students through interactive and practical learning. With expert-designed guidebooks and engaging competitions, NFO makes mastering money skills an exciting journey.
Founded by a passionate team of educators and financial professionals, NFO has worked with 500+ Schools & empowered thousands of students across the country to become financially aware and confident decision-makers.
Our mission is to inspire the next generation to build a financially secure future by making personal finance education accessible, relevant, and fun.
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